Used Car Finance in Rayleigh, Essex

At UsedCarsDelivered.com in Rayleigh, Essex, we make financing your next car straightforward. Whether you're looking for a family SUV or a city runabout, our flexible finance options are designed to suit your budget. Get in touch to learn how we can help you drive away in your ideal car today.

Tesla Model Y (Dual Motor) Performance SUV 5dr Electric Auto 4WDE (426 bhp)

£36,750

From £560.59/month
Tesla

Model Y

(Dual Motor) Performance SUV 5dr Electric Auto 4WDE (426 bhp)
ONLY 5114 MILES
£36,750
(From £560.59/month)
2024
5,114 miles
5
5
White
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £36,750 | Total Deposit: £3,675 | Total Amount of Credit: £33,075 | First Payment: £560.59 | 47 Monthly Payments: £560.59 | Final Payment: £18,209 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £12,042.32 | Total Amount Payable: £48,792.32 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
BMW 4 Series 3.0 M440i MHT Coupe 2dr Petrol Hybrid Auto xDrive Euro 6 (s/s) (374 ps)

£34,650

From £574.30/month
BMW

4 Series

3.0 M440i MHT Coupe 2dr Petrol Hybrid Auto xDrive Euro 6 (s/s) (374 ps)
STUNNING COLOUR COMBO!
£34,650
(From £574.30/month)
2022
27,692 miles
4
2
Brooklyn Grey
Petrol Hybrid
Automatic
3.0 litres
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £34,650 | Total Deposit: £3,465 | Total Amount of Credit: £31,185 | First Payment: £574.30 | 46 Monthly Payments: £574.30 | Final Payment: £14,823.12 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £10,630.22 | Total Amount Payable: £45,280.22 | Annual Fixed Interest Rate: 11.90% | Representative APR: 11.90%
BMW M6 4.4 V8 Coupe 2dr Petrol DCT Euro 6 (s/s) (560 ps)

£30,000

From £701.72/month
BMW

M6

4.4 V8 Coupe 2dr Petrol DCT Euro 6 (s/s) (560 ps)
COMPETITION✅12 MONTH WARRANTY
£30,000
(From £701.72/month)
2017
31,760 miles
4
2
Alpine White
Petrol
Automatic
4.4 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £30,000 | Total Deposit: £3,000 | Total Amount of Credit: £27,000 | First Payment: £701.72 | 46 Monthly Payments: £701.72 | Final Payment: £701.72 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £6,682.56 | Total Amount Payable: £36,682.56 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Ford Mustang Mach-E Extended Range 91kWh SUV 5dr Electric Automatic AWD (351 ps)

£19,499

From £287.87/month
Extended Range 91kWh SUV 5dr Electric Automatic AWD (351 ps)
✅12 MONTH WARRANTY✅FREE MO
£19,499
(From £287.87/month)
2022
58,500 miles
5
5
Absolute Black (Stan...
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,499 | Total Deposit: £1,949.90 | Total Amount of Credit: £17,549.10 | First Payment: £287.87 | 47 Monthly Payments: £287.87 | Final Payment: £10,244 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £6,512.66 | Total Amount Payable: £26,011.66 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Renault Clio 1.6 TCe Renaultsport Nav Hatchback 5dr Petrol Auto Euro 6 (200 ps)

£8,995

From £210.40/month
Renault

Clio

1.6 TCe Renaultsport Nav Hatchback 5dr Petrol Auto Euro 6 (200 ps)
✔️MoT | Service | Warranty
£8,995
(From £210.40/month)
2016
54,419 miles
5
5
Glacier White
Petrol
Automatic
1.6 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,995 | Total Deposit: £899.50 | Total Amount of Credit: £8,095.50 | First Payment: £210.40 | 46 Monthly Payments: £210.40 | Final Payment: £210.40 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,003.70 | Total Amount Payable: £10,998.70 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Renault Captur 1.5 dCi ENERGY Dynamique S Nav SUV 5dr Diesel Auto Euro 6 (s/s) (90 ps)

£7,799

From £182.42/month
Renault

Captur

1.5 dCi ENERGY Dynamique S Nav SUV 5dr Diesel Auto Euro 6 (s/s) (90 ps)
✔️MoT | Service | Warranty
£7,799
(From £182.42/month)
2016
51,731 miles
5
5
Oyster Grey with Dia...
Diesel
Automatic
1.5 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,799 | Total Deposit: £779.90 | Total Amount of Credit: £7,019.10 | First Payment: £182.42 | 46 Monthly Payments: £182.42 | Final Payment: £182.42 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,737.06 | Total Amount Payable: £9,536.06 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
BMW i3 33kWh Hatchback 5dr Electric Auto (170 ps)

£7,000

From £163.74/month
BMW

i3

33kWh Hatchback 5dr Electric Auto (170 ps)
✔️ MoT-Service-Warranty
£7,000
(From £163.74/month)
2017
61,260 miles
4
4
Capparis White with...
Electric
Automatic
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £163.74 | 46 Monthly Payments: £163.74 | Final Payment: £163.74 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,559.52 | Total Amount Payable: £8,559.52 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Vauxhall Astra 1.4i Turbo SRi Nav Hatchback 5dr Petrol Manual Euro 6 (150 ps)

£7,000

From £163.74/month
Vauxhall

Astra

1.4i Turbo SRi Nav Hatchback 5dr Petrol Manual Euro 6 (150 ps)
✔️MoT | Service | Warranty
£7,000
(From £163.74/month)
2018
49,215 miles
5
5
White
Petrol
Manual
1.4 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £163.74 | 46 Monthly Payments: £163.74 | Final Payment: £163.74 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,559.52 | Total Amount Payable: £8,559.52 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)

£6,899

From £161.37/month
Peugeot

3008

1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
✔️MoT | Service | Warranty
£6,899
(From £161.37/month)
2017
90,014 miles
5
5
Grey
Diesel
Manual
1.6 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,899 | Total Deposit: £689.90 | Total Amount of Credit: £6,209.10 | First Payment: £161.37 | 46 Monthly Payments: £161.37 | Final Payment: £161.37 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,536.66 | Total Amount Payable: £8,435.66 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Renault Kadjar 1.2 TCe Dynamique Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£6,720

From £157.19/month
Renault

Kadjar

1.2 TCe Dynamique Nav SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
✔️MoT | Service | Warranty
£6,720
(From £157.19/month)
2017
56,174 miles
5
5
Dune
Petrol
Manual
1.2 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,720 | Total Deposit: £672 | Total Amount of Credit: £6,048 | First Payment: £157.19 | 46 Monthly Payments: £157.19 | Final Payment: £157.19 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,497.12 | Total Amount Payable: £8,217.12 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Mazda Mazda2 1.5 SKYACTIV-G Sport Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£6,599

From £154.36/month
Mazda

Mazda2

1.5 SKYACTIV-G Sport Nav Hatchback 5dr Petrol Manual Euro 6 (s/s) (115 ps)
✔️MoT | Service | Warranty
£6,599
(From £154.36/month)
2016
57,341 miles
5
5
Red
Petrol
Manual
1.5 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,599 | Total Deposit: £659.90 | Total Amount of Credit: £5,939.10 | First Payment: £154.36 | 46 Monthly Payments: £154.36 | Final Payment: £154.36 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,470.18 | Total Amount Payable: £8,069.18 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps)

£6,420

From £150.17/month
Mazda

CX-5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps)
✔️MoT | Service | Warranty
£6,420
(From £150.17/month)
2014
72,040 miles
5
5
White
Diesel
Manual
2.2 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,420 | Total Deposit: £642 | Total Amount of Credit: £5,778 | First Payment: £150.17 | 46 Monthly Payments: £150.17 | Final Payment: £150.17 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,430.16 | Total Amount Payable: £7,850.16 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Vauxhall Corsa 1.6T 16V VXR Hatchback 3dr Petrol Manual Euro 5 (192 ps)

£5,840

From £136.60/month
Vauxhall

Corsa

1.6T 16V VXR Hatchback 3dr Petrol Manual Euro 5 (192 ps)
£5,840
(From £136.60/month)
2014
38,039 miles
5
3
White
Petrol
Manual
1.6 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,840 | Total Deposit: £584 | Total Amount of Credit: £5,256 | First Payment: £136.60 | 46 Monthly Payments: £136.60 | Final Payment: £136.60 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,300.80 | Total Amount Payable: £7,140.80 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
MINI Hatch 1.6 Cooper S Hatchback 3dr Petrol Manual Euro 5 (s/s) (184 ps)

£4,699

From £117.84/month
MINI

Hatch

1.6 Cooper S Hatchback 3dr Petrol Manual Euro 5 (s/s) (184 ps)
✔️MoT | Service | Warranty
£4,699
(From £117.84/month)
2011
56,062 miles
4
3
Pepper White
Petrol
Manual
1.6 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,699 | Total Deposit: £469.90 | Total Amount of Credit: £4,229.10 | First Payment: £117.84 | 42 Monthly Payments: £117.84 | Final Payment: £117.84 | Agreement Duration: 44 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £955.86 | Total Amount Payable: £5,654.86 | Annual Fixed Interest Rate: 6.16% | Representative APR: 11.90%
Peugeot 3008 1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)

£4,599

From £107.57/month
Peugeot

3008

1.6 BlueHDi Allure SUV 5dr Diesel Manual Euro 6 (s/s) (120 ps)
✔️MoT | Service | Warranty
£4,599
(From £107.57/month)
2016
78,127 miles
5
5
White
Diesel
Manual
1.6 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,599 | Total Deposit: £459.90 | Total Amount of Credit: £4,139.10 | First Payment: £107.57 | 46 Monthly Payments: £107.57 | Final Payment: £107.57 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,024.26 | Total Amount Payable: £5,623.26 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Peugeot RCZ 1.6 THP GT Coupe 2dr Petrol Manual Euro 5 (156 ps)

£4,420

From £105.13/month
Peugeot

RCZ

1.6 THP GT Coupe 2dr Petrol Manual Euro 5 (156 ps)
✔️MoT | Service | Warranty
£4,420
(From £105.13/month)
2012
50,947 miles
4
2
White
Petrol
Manual
1.6 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,420 | Total Deposit: £442 | Total Amount of Credit: £3,978 | First Payment: £105.13 | 45 Monthly Payments: £105.13 | Final Payment: £105.13 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £963.11 | Total Amount Payable: £5,383.11 | Annual Fixed Interest Rate: 6.18% | Representative APR: 11.90%
Vauxhall Meriva 1.4i Life MPV 5dr Petrol Manual Euro 6 (100 ps)

£3,499

From £81.84/month
Vauxhall

Meriva

1.4i Life MPV 5dr Petrol Manual Euro 6 (100 ps)
✔️MoT | Service | Warranty
£3,499
(From £81.84/month)
2015
57,145 miles
5
5
Blue
Petrol
Manual
1.4 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,499 | Total Deposit: £349.90 | Total Amount of Credit: £3,149.10 | First Payment: £81.84 | 46 Monthly Payments: £81.84 | Final Payment: £81.84 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £779.22 | Total Amount Payable: £4,278.22 | Annual Fixed Interest Rate: 6.19% | Representative APR: 11.90%
Vauxhall Meriva 1.4 16V Energy MPV 5dr Petrol Manual Euro 5 (100 ps)

£2,699

From £80.88/month
Vauxhall

Meriva

1.4 16V Energy MPV 5dr Petrol Manual Euro 5 (100 ps)
✔️MoT | Service | Warranty
£2,699
(From £80.88/month)
2013
57,777 miles
5
5
Grey
Petrol
Manual
1.4 litres
Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £2,699 | Total Deposit: £269.90 | Total Amount of Credit: £2,429.10 | First Payment: £80.88 | 34 Monthly Payments: £80.88 | Final Payment: £81.88 | Agreement Duration: 36 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £483.58 | Total Amount Payable: £3,182.58 | Annual Fixed Interest Rate: 6.62% | Representative APR: 12.90%
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£19,495.00
Total Deposit
£1,949.50
Total Amount of Credit
£17,545.50
First Payment
£384.08
58 Monthly Payments
£384.08
Final Payment
£384.08
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£5,499.30
Total Amount Payable
£24,994.30
Annual Fixed Interest Rate
6.27%
Representative APR
11.90%
Product
Hire Purchase
Cash Price
£19,495.00
Total Deposit
£1,949.50
Total Amount of Credit
£17,545.50
First Payment
£384.08
58 Monthly Payments
£384.08
Final Payment
£384.08
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£5,499.30
Total Amount Payable
£24,994.30
Annual Fixed Interest Rate
6.27%
Representative APR
11.90%
Product
Hire Purchase
Cash Price
£19,495.00
Total Deposit
£1,949.50
Total Amount of Credit
£17,545.50
First Payment
£384.08
58 Monthly Payments
£384.08
Final Payment
£384.08
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£0.00
Interest Charges
£5,499.30
Total Amount Payable
£24,994.30
Annual Fixed Interest Rate
6.27%
Representative APR
11.90%

FAQ

What Finance Options Are Available For Used Cars In Rayleigh, Essex?

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

How Do I Apply For Car Finance In Rayleigh, Essex?

You can apply for finance directly through our website or by visiting our dealership in Rayleigh, Essex. We'll need some basic information from you, such as your employment details and financial history, to get started.

Can I Use Part Exchanges To Finance My Next Car Purchase In Rayleigh, Essex?

Yes, we accept part exchanges as a form of payment towards your next car. We will assess the value of your current vehicle and apply this amount to the cost of your new purchase.

What Is The Interest Rate On Used Car Finance In Rayleigh, Essex?

The interest rate can vary based on your credit score and the specific finance product you choose. We strive to offer competitive rates to all our customers. For the most accurate rate, please contact our finance team.

Are There Any Fees Associated With Car Finance In Rayleigh, Essex?

Yes, there may be fees associated with arranging car finance, such as administration fees or transaction fees. We will provide a full breakdown of any applicable fees before you agree to any finance plan.

How Long Does It Take To Get Approved For Car Finance In Rayleigh, Essex?

Approval times can vary, but we aim to process applications as quickly as possible. In many cases, approvals can be obtained within 24 hours, allowing you to drive away in your new car without delay.